Now that prices are rising, do you say that the money is appropriate to eat interest in the bank or buy gold to keep it? (In the long run) Is there still room for appreciation after gold?
5 thoughts on “Is it appropriate to store money or buy gold for money?”
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Buying gold is more suitable. Because the interest is too low, it is not worth infringement, so there is no way to deposit banks. If there are more money, you still buy antiques and ancient paintings. Those who appreciate are fast, but most people do not have that aspect. There is a good choice. You don't have to buy physical gold. The gold products (such as Gongxing paper gold) launched by banks are convenient for buying and selling. It is a good way to preserve it.
The financial management is a Chinese word, Pinyin is lǐ cái, and English is Financing. It refers to the management of finance (property and debt) to achieve financial preservation and value -added. Financial management is divided into company wealth management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and closely related to wealth management. "Financial management" is often used with "investment and financial management", because "investment" in "financial management" and "investment" in "investment". The so -called financial management is not just to invest in finance, but also investing in financial management. If you do n’t know how to invest, you do n’t know how to make good financial management. Financial management, as the name suggests, refers to management finance. When people talk about financial management, they think of either investment or making money. In fact, the scope of financial management is very wide. Financial management is the wealth of life, that is, the cash flow and risk management of the individual's life. Including the following meanings: ① Financial management is the wealth of life, not just to solve the problem of money that is urgent. ② Financial management is the management of cash flow. Everyone needs money (cash out of cash) as soon as everyone is born, and it also needs to make money to generate cash inflows. Therefore, no matter whether they have money, everyone needs financial management. ③ Financial management also covers risk management. Because more traffic in the future is uncertain, including personal risks, property risks, and market risks, it will affect cash inflows (income interruption risks) or cash outflows (cost increasing risks).
The institutions that can provide customers with financial services in China are mainly banks, securities companies, and investment companies. 1. The wealth management products provided by the banking wealth management in my country are generally large deposits and asset management products. The funds issued by the securities firms or fund companies are not financial management 2. Securities companies' financial management of financial management generally includes securities income vouchers, asset management products, etc. Insurance wealth management insurance wealth management is more inclined to long -term nature, focusing on solving the long -term education planning and pension planning, and at the same time solve the problem of accidents and medical care. 4. Investment companies' financial management, investment companies generally include trust funds, gold investment, jade, jewelry, diamonds, third -party financial management, etc., which requires high starting funds, suitable for high -end financial management people. 5. E -commerce wealth management
, in addition to the offline outlets of the 21st century, you can also use the financial search engine search wealth management products on the Internet for risk returns.
The bank's interest must not be able to avoid inflation. Essence Essence
but gold is even more reliable, and now many of them are hype concepts. Essence Essence
It with less money, you can buy some fund stocks. Of course, this also depends on people. Some basically earn at least more interests than banks each year. Essence Essence
The safest is property, real estate facade, etc., but this is not a little money. Essence Essence
The investment is not good, only the bank is put. The gold is very dangerous. Many people now buy paper gold, and now the price is very high. Essence Essence
Your understanding is wrong, and precious metals such as gold and silver do not have room for appreciation, and only have the ability to maintain value. Because of its ability to preserve the value, the price will increase in today's rising prices. This is the nature of precious metals such as gold and silver.
, in accordance with the rules of modern business, inflation is a long -term process, so buying gold to keep it is a good choice. At present, the interest of bank deposits is less than inflation, that is, negative interest rates, and deposits are not appropriate in this case.
Hello
It now that the bank can only shrink your funds. If you buy gold, now the gold itself is at a high price, and it is still rising, but in the long run, it is not allowed.
Actually you can do some investment and financial management yourself. For example, using some funds to make long -term low -risk investment (national debt), although long -term investment is not high, it is stable and will not depreciate. Then you can use some funds to make short -term venture capital to improve your income. Like futures, spot, foreign exchange ~~ You can learn more, I hope to help you
Not necessarily, you can also try to invest in spot gold