Judging from the current situation, deposits are more preserved than buying gold. If of the sorting of these two assets, deposit banking is the first choice. This answer may make many people understand, because in most impressions, bank interest is very low, and gold has always been called "risk aversion" assets, and naturally has the function of value preservation. How can the bank be "valuable" than gold? First of all, let's take a look at the 100,000 yuan to the bank and put the funds into the bank for 10 years. Generally speaking, the interest of large deposits and smart deposits is relatively high, but large deposits have requirements for funds, and 100,000 yuan does not meet the conditions of large deposit deposit. Therefore, only 5 -year smart deposits can be selected. If according to the five -year intelligent deposit interest rate of private banks, the maximum can reach 5%, 100,000 yuan for five years, and the principal and interest in the first five years can reach 125,000. Then continue to select the five -year period and calculate at 5%interest rates, the principal and interest can reach 156.25 million yuan. In other words, 100,000 yuan was put into the bank, and after ten years, the funds became 156.25 million, which was more than 50,000. This is the value of bank deposits. Let's take a look at the value of gold after ten years. The value -added method of gold depends on the growth of gold prices. Relatively speaking, there are no rules to follow. The price of gold has indeed risen for a long time before, but the price has been relatively stable in recent years. According to the trend of the previous decade, the price of gold in 2010 was on the rise, the low price was 250 yuan/gram, and the end of the year rose to 310 yuan/gram. On average, the gold price in 2010 was 280 yuan/gram. Based on such a price, the price of gold is now 380.9 yuan/gram, and the gold per gram of gold has risen by about 100 yuan in ten years. Be gold at the current price, you can only buy about 263 grams of gold. Even if you earn 100 yuan per gram, if you calculate the principal, the total value is about 126,300 yuan ten years later, which is far less than that of bank deposits. It this can be seen that although it is also the value of 100,000 yuan, the value of the event is different. Among the two investment methods of Gold and Stock, maybe people who hold gold are now more valuable, but historical evidence of gold is "unable to win" inflation. Although the interest of the bank for ten years is not too high, it is still more reliable to hold gold. The believe that this answer is also not expected by many people. I thought gold was a value -preserved product. Who knew that it was not it for ten years. It is necessary to know that inflation exists objectively. Even if many people say that the bank's interest is "running", it is a more secure choice to deposit money and silver banking compared to holding gold.
Judging from the current situation, deposits are more preserved than buying gold.
If of the sorting of these two assets, deposit banking is the first choice. This answer may make many people understand, because in most impressions, bank interest is very low, and gold has always been called "risk aversion" assets, and naturally has the function of value preservation. How can the bank be "valuable" than gold?
First of all, let's take a look at the 100,000 yuan to the bank and put the funds into the bank for 10 years. Generally speaking, the interest of large deposits and smart deposits is relatively high, but large deposits have requirements for funds, and 100,000 yuan does not meet the conditions of large deposit deposit. Therefore, only 5 -year smart deposits can be selected.
If according to the five -year intelligent deposit interest rate of private banks, the maximum can reach 5%, 100,000 yuan for five years, and the principal and interest in the first five years can reach 125,000. Then continue to select the five -year period and calculate at 5%interest rates, the principal and interest can reach 156.25 million yuan. In other words, 100,000 yuan was put into the bank, and after ten years, the funds became 156.25 million, which was more than 50,000.
This is the value of bank deposits. Let's take a look at the value of gold after ten years.
The value -added method of gold depends on the growth of gold prices. Relatively speaking, there are no rules to follow. The price of gold has indeed risen for a long time before, but the price has been relatively stable in recent years.
According to the trend of the previous decade, the price of gold in 2010 was on the rise, the low price was 250 yuan/gram, and the end of the year rose to 310 yuan/gram. On average, the gold price in 2010 was 280 yuan/gram. Based on such a price, the price of gold is now 380.9 yuan/gram, and the gold per gram of gold has risen by about 100 yuan in ten years.
Be gold at the current price, you can only buy about 263 grams of gold. Even if you earn 100 yuan per gram, if you calculate the principal, the total value is about 126,300 yuan ten years later, which is far less than that of bank deposits.
It this can be seen that although it is also the value of 100,000 yuan, the value of the event is different. Among the two investment methods of Gold and Stock, maybe people who hold gold are now more valuable, but historical evidence of gold is "unable to win" inflation. Although the interest of the bank for ten years is not too high, it is still more reliable to hold gold.
The believe that this answer is also not expected by many people. I thought gold was a value -preserved product. Who knew that it was not it for ten years. It is necessary to know that inflation exists objectively. Even if many people say that the bank's interest is "running", it is a more secure choice to deposit money and silver banking compared to holding gold.