What are the main business and business scope of each bank

The business of commercial banks is divided into three categories: asset business, liability business, and intermediate business according to the source of funds and use. 1 The liability business of a bank is the business of the source of bank funds. The source of bank funds mainly includes deposits, borrowing and bank capital. 2 Asset business refers to the bank's use of its absorbed funds to engage in various credit activities to obtain profits. It mainly includes two categories: lending business and investment business. 3 While operating asset business and liabilities business, commercial banks also use their advantages in institutions, technology, funds, reputation and residence to provide some service business to cooperate with them. Such as: settlement business, trust business, etc. Investment banks are non -bank financial institutions that are mainly engaged in securities issuance, underwriting, transaction, corporate restructuring, mergers and acquisitions, investment analysis, venture capital, project financing and other businesses. They are the main financial intermediaries in the capital market. They do not operate the usual banking business at all. In investment banks in my country, they are usually called securities companies.
1 securities underwriting. Securities underwriting is the most original and basic business activity of investment banks. The investment bank has a wide range of powers, including bonds issued by the central government, local governments, and government agencies, stocks and bonds issued by enterprises, securities issued by foreign governments and companies in their own and the world, and securities issued by international financial institutions. 2 Securities brokerage transaction. Investment banks play a triple role in market, brokers and dealers in the secondary market. 3 Securities private equity issuance. The issuance of securities is divided into two types: public offering and private equity issuance. The previous securities underwriting is actually issued by public offerings. Private equity issuance, also known as private issuance, is that issuers do not sell securities to the public, but are sold to only limited number of institutional investors, such as insurance companies and common funds. 4 merger and acquisition. Enterprise mergers and acquisitions have become the most important business components of modern investment banks except securities underwriting and brokerage business. 5 Project financing. Project financing is a technical means to financing a specific economic unit or project planning. guarantee. 6 Company financial management. The company's financial management is actually a consulting, planning or operation of the investment bank as a financial consultant or business management consultant. 7 fund management. Fund is an important investment tool. It is organized by the fund initiator to absorb a large number of investors' scattered funds. Experts with special knowledge and investment experience are hired to invest in investment and obtain income. 8 Financial Consultant and Investment Consultation. The financial advisory business of investment banks is the general term of the planning and consulting business of a series of securities market business undertaken by investment banks, especially listed companies, especially listed companies. 9 Asset securitization. Asset securitization refers to the issue of securities issued by an investment bank with a certain assets of a company as a guarantee. It is a new type of financing method that is very different from traditional bonds. 10 venture capital. Risk investment, also known as entrepreneurial investment, refers to the financial communication of emerging companies in the entrepreneurial and expansion period, which is manifested as high risk and high income. Policy banks are that those who are mostly founded, invested or guaranteed by the government, and do not take profit, specifically to implement and cooperate with the government's social and economic policies or intentions. As a financial institution that serves as the government's development of economy, promotes social progress, and carry out macroeconomic management tools. my country's three major policy banks are China's import and export banks, National Development Bank, and China Agricultural Development Bank.
1 The main business of the National Development Bank is the policy loan of national infrastructure, basic industries, and pillar industries.
2 China Import and Export Bank's main business is related to import and export.
3 China Agricultural Development Bank's main business is agricultural policy financial business.

Cash on money, loan

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