I have just held the ICBC Peony RMB credit card credit card, which can be overdrawn by 500, but now there is no money in the card. I do n’t know if I can swipe the card overdraft when consumption?

4 thoughts on “I have just held the ICBC Peony RMB credit card credit card, which can be overdrawn by 500, but now there is no money in the card. I do n’t know if I can swipe the card overdraft when consumption?”

  1. Of course. The loan card is used to overdraw the consumption, and then the money will not be charged without paying the money before the repayment date of the bank.

  2. Yes, you can overdraft 500 yuan. Remember to pay it as soon as possible after overdraft, otherwise the interest is very high, and it will affect personal credit. In the future, the mortgage loan will be difficult to do.

  3. The money that can be pre -paid in the credit card is not found in the account. It is just a virtual credit limit. As long as the amount you buy does not exceed the credit limit, you can swipe!

Leave a Comment