christian jewelry wholesale stores Which fund is the most suitable for buying Bank of China? I am a university student! I don't know much about this line! Please advise!
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below wholesale diamond jewelry Buying funds with Bank of China online banking can be purchased on the official website of Bank of China.
The official website to purchase the "Bank of China" to purchase:
1. First enter the "Bank of China" in Baidu, click to enter the "Bank of China "Enter the official website;
2. Enter the homepage of Bank of China, select" Login of Personal Customer Online Banking "and log in to personal accounts;
. After entering the login interface, enter personal information login;
4. The login is successful, click the "BOC Financial Management" button, as shown in the figure below;
5. The wealth management service needs to be confirmed separately, as shown in the figure below, click here to open;
6. Enter the opening agreement Page, check the consent of the check box, click the confirmation button, as shown in the figure below;
7. Enter the mobile phone verification code and dynamic password card, click OK, successfully open;
8. Click the fund trading after the opening. -Be buy a fund, choose the BOC currency fund for subscription.
wholesale gold jewelry suppliers canada I am also a college student. At the end of May this year, I started the experience of buying a fund for the first time. This is very cool to buy and sell online. And just register. Do not need to go to the bank to go to the bank with your certificate. I am talking about online banking above. Let me say a few suggestions about the fund
In general, there are five observations
Observe past performance
Observe the company's background and experts Qualification
Observation investment style
Observation and governance structure
Observation costs high and low
I bought the fund of Yinhua, Cathay Pacific's fund is also good to choose a big fund management The company's fund
The basic knowledge of this aspect will be attached to you.
The characteristics of securities investment funds:
. Expert wealth management is an important feature of fund investment. The investment experts equipped by the fund management company generally have deep investment analysis theoretical skills and rich practical experience, and study financial products such as stocks and bonds in scientific methods to combine investment and avoid risks. Correspondingly, the fund management company will withdraw management fees from the fund assets every year for the operating cost of the company. On the other hand, the fund custodian will also withdraw the custody fee from the fund assets. In addition, open -end fund holders need to pay directly, redemption fees, and conversion fees. The holders of the listing of closed funds and open funds listed on the market must pay transaction commissions when buying and selling the fund unit.
2. Investment investment, decentralized risks. By gathered the funds of many small and medium investors, the securities investment fund forms strong strength, which can decentralize investment in many stocks at the same time, and disperse the risk of centralized investment in individual stocks.
3. Convenient investment and strong liquidity. The starting point of the minimum investment volume of securities investment funds is generally low, which can meet the demand for securities investment for small investors. Investors can decide the amount of investment in the fund based on their own financial resources. Most of the securities investment funds have strong monetization capabilities, making investors very convenient when recovering investment. my country's investment income to the people's fund also gives a tax exemption policy.
The issues related to securities funds related to the explanation of securities funds.
What is the fund's subscription fee and purchase fee?
is the fee you want to pay when you invest in the group, because the fund company promotes the activity of absorbing investors a lot of money. Naturally, these costs cannot be produced. In addition The desire to leave soon.
What is the fund's redemption fee?
is the cost of withdrawal of investment and income, the reason is similar to the above. Another one is that when someone withdraws the capital, in order to pay back to you, the fund may have to sell some bond stocks. This is a bad action on fund assets and the interests of other partners who do not withdraw money. Let you leave some costs for compensation.
What is a fund conversion fee?
is the same fund company to operate multiple funds. If you hold one of the funds, you want to replace the fund to another fund operated by the fund company. The reason is also the same as the previous two, mainly in order to increase the cost of your changes, and do not want to make you frequently changes.
What is fund transaction commission?
is the labor cost of the business department of the securities company that provides you with trading services when the funds are transferred to the exchange market.
Why are there so many types of securities investment funds?
This is because the main investment directions stipulated by different funds are different from the investment targets.
The stock funds are the funds that the vast majority of funds are invested in the stock market;
bond funds are funds that most of the funds are invested in the bond market; According to the situation, some funds are invested on the stock and the other funds are invested on the bonds (of course, this investment ratio is adjusted), and even in accordance with the pre -regulations Currency market funds are funds that are only short -term securities (low risks but low in income) that all assets are invested in the currency market.
The investment risk of these funds from high to low is roughly, stock funds, mixed -harmony funds, bond funds, and currency market funds.
Due to the different risks, investors should choose a fund investment that is suitable for their own fund investment according to their own ability to endure risks. To decentralize risks and balance income levels, this behavior is called investment portfolio.
Different funds are "growth", "value", "industry", "blue chip", "small plate", "cycle", "consumer goods", etc. in their own names The font size is to mark the style of its main investment strategy on the name so that investors can see it at a glance. Of course, some funds do not rule out that some funds have just cut into a good name in order to find a good name for the China Securities Regulatory Commission.
This above is mainly securities investment funds. Fund also has a real estate fund specializing in real estate, futures and options funds that specialize in futures options, gold funds specializing in the gold market, and industrial funds that are specially invested in industry. These funds have not had many investment opportunities for our first fund investment. Let's talk about the most common securities funds above.
Fund dividends are not the main way for fund acquisition
The benefits of the fund depends mainly on the daily rising and falling of the fund. This is similar to the stock. Retrot
Masing the fund first take the ID card to the bank counter, fill in the application for account opening, the fund account application, and the debit card application, you can open a special account of the fund (including a debit card, one live one period one, one time one period, one Bentong's passbook, a fund card), after selecting the fund, you can fill in the purchase fund application. It is more convenient to buy the fund after opening an online bank. List, don't be afraid that time can not buy
This need to carefully read the recruitment instructions, fund contracts and account opening procedures, trading rules, etc. It is 1,000 yuan (including purchase fee)